Expect a Dramatic Increase in IRAs to Testamentary Unitrusts

The SECURE Act repeals the stretch IRA beneficiary payouts and changes the time from life expectancy to 10 years. What plan could replace the former stretch IRA distribution?  Could a plan combine the tax-saving benefits of a stretch IRA with a term-of-years or life payout to children or other heirs?  Could this plan also have the tax-free growth benefit of a stretch IRA? While it sounds too good to be true, the IRA to testamentary unitrust plan includes all of these benefits. During 2020, there will be a boom market in planning for qualified retirement plans to testamentary unitrusts. Click here to learn more.